Croatian nationals travel to Ukraine for business, humanitarian purposes, and tourism — Croatia joined the EU in 2013 and has aligned with EU support for Ukraine. Croatian HZZO (health insurance fund) covers only Croatia; Ukraine is not in the EU, so a separate policy is required at every border crossing.
Approximately ~3,000 travelers from Croatia visit Ukraine annually.
Croatian HZZO (Zavod za zdravstveno osiguranje) is not valid outside Croatia. Croatian nationals traveling to Ukraine must carry a separate Ukrainian-compliant policy — the Advanced Plan is recommended.
- Budapest (BUD) → Záhony–Chop crossing (road, ~5h from Zagreb via Hungary)
- Warsaw (WAW) → Medyka–Shehyni crossing — fly Zagreb→Warsaw
- Warsaw (WAW) → Warsaw–Kyiv international train
Essential Coverage for Journalists & Aid Workers from Croatia
Journalists and humanitarian workers from Croatia require war risk coverage in Ukraine. Standard travel insurance excludes conflict zones — the Advanced Plan (€30,000, includes war risk and radiation) is required for anyone working in active or post-conflict areas.
Recommended: Basic Insurance
100,000 UAH (~€2,300) medical coverage. Fully compliant with Ukrainian border requirements. From €3.30 for 3 days.
Get Basic Insurance →Insurance Requirements for Croatia Nationals
All foreign nationals, including citizens of Croatia, are required by Ukrainian law to hold valid health insurance when entering and staying in Ukraine. This requirement is established under Article 7 of the Law of Ukraine on Insurance.
Visa-Free Entry
Citizens of Croatia enjoy visa-free entry to Ukraine for stays of up to 90 days. However, insurance is still legally required regardless of visa status. Border officers regularly check insurance documents at all entry points.
What Coverage Do You Need?
We recommend the Basic Plan for Croatia visitors to Ukraine. The Basic Plan provides the minimum required coverage at the most affordable price, suitable for short stays in relatively stable areas.
How to Get Your Insurance
- Click “Get Insurance Now” above or use the form on our homepage
- Fill in your personal details and travel dates (2 minutes)
- Complete payment securely by credit or debit card
- Receive your official insurance policy PDF by email within 5 minutes
Your digital PDF is accepted at all Ukrainian border checkpoints — no printing needed.
Frequently Asked Questions
Do Croatian citizens need a visa to enter Ukraine?
No. Croatian passport holders can enter Ukraine visa-free for up to 90 days.
Is Croatian HZZO health insurance valid in Ukraine?
No. Croatian HZZO covers only treatment within Croatia. A separate Ukrainian-compliant policy is legally required at the border.
What is Croatia's travel advisory for Ukraine?
Croatia's MVEP advises caution for travel to Ukraine. The Advanced Plan with war risk is recommended for any Croatian citizen visiting Ukraine.
How do Croatians reach Ukraine from Zagreb?
Drive through Hungary to the Záhony–Chop crossing (~5h from Zagreb). Alternatively, fly Zagreb (ZAG) to Warsaw (WAW) and take the Warsaw–Kyiv international train or cross at Medyka–Shehyni.
What insurance plan is right for Croatian visitors to Ukraine?
The Basic Plan satisfies the legal entry requirement for western Ukraine visits. The Advanced Plan (€30,000 + war risk) is recommended for any travel east of Lviv or for stays longer than 30 days.
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Official PDF policy in under 5 minutes. Accepted at all borders.
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